Welcome to Mosaic
Last updated
Last updated
Welcome to Mosaic, a groundbreaking loan lending and leveraging platform designed to unlock the potential of decentralized finance (DeFi) through innovative borrowing and lending solutions. At Mosaic, we empower users to leverage their assets and access financial services in a seamless, secure, and rewarding manner.
You can have a look at our demo https://www.youtube.com/watch?v=Us36cpMiZ-8 at 25:10
Try it out yourself https://mosaic-protocol-cjn5.vercel.app/
Unlocking Value with CONST Collateral
Mosaic allows users to submit their CONST tokens (from the Archway testnet) as collateral to secure loans in various stablecoins, including USDC, available on the Noble, Arbitrum, and Avalanche networks. By depositing your CONST tokens, you can instantly receive a loan, providing you with the liquidity you need to achieve your financial goals.
Flexible Loan Options
We understand that different financial needs require different solutions. That’s why Mosaic offers both fixed and dynamic interest rate loans. With fixed-rate loans, you benefit from the predictability of stable repayment amounts. If you opt for a dynamic interest rate loan, your interest rate will adjust based on market conditions, potentially offering lower rates when the market is favorable.
Instant Loans and Staking Rewards
When you deposit your CONST tokens as collateral, Mosaic disburses your loan immediately. But that’s not all—your collateral doesn’t just sit idly. Instead, it continues to work for you by earning staking rewards, which we calculate based on the loan period. This dual benefit of liquidity and rewards maximizes the value of your assets.
Secure and Compliant Authentication
Security and compliance are paramount at Mosaic. We use KYC (Know Your Customer) login for user authentication, ensuring that our platform remains secure and compliant with regulatory standards. This adds an extra layer of security and trust for all our users.
Real-Time Tracking and Transparency
Mosaic provides a user-friendly dashboard where you can monitor the value of your collateral in real-time. You can also see how much USDC you need to repay each month, making it easy to manage your finances and stay on top of your obligations. Our commitment to transparency ensures you have full visibility into how your collateral and loans are managed.
Earning through Liquidity Provision
To maintain liquidity for our lending services, Mosaic invites users to provide liquidity to the platform. In return, liquidity providers earn attractive staking rewards, creating a mutually beneficial ecosystem. By participating, you support the Mosaic community while enjoying steady returns on your investment.
Leveraging mUSDC Governance and CONST Acquisition
In addition to its primary functions, our stablecoin mUSDC provides governance capabilities, giving users a voice in the platform's decision-making processes. Moreover, mUSDC can be used to purchase more CONST tokens, enhancing your ability to leverage assets and grow your portfolio.
Choosing Mosaic means opting for flexibility, security, and transparency. Our platform is designed to cater to your financial needs, whether you are a borrower seeking accessible loans or an investor looking for stable returns. With Mosaic, you gain access to a reliable and rewarding DeFi experience, built on the principles of decentralization and community.